Over 50s Buildings Insurance

50 plus? You could save with Castle Cover

Our building insurance covers you for up to £500,000 while still saving you money. To ensure that we can give you complete flexibility we even offer buildings insurance separately from contents insurance.

We specialise in over 50s insurance so we know how to save you money on your buildings insurance. Your age helps us to negotiate better rates as people over the age of 50 are generally lower risk to insure. We use a panel of leading insurance providers, including AXA and RSA, to offer you the best deal available. Get a quote to find out how much you could save. If you decide to buy insurance with us, our friendly advisors will be able to check your quote price and set your policy up quickly and easily.

Buildings Insurance

Castle Cover's buildings insurance will provide up to £500,000 towards the cost of repairing your home from the effects of natural disasters. Customers also receive full protection when their home is unoccupied for up to 60 days, meaning you can take long holidays with peace of mind that your home is protected.

If you need to move out of your home, Castle Cover's buildings insurance will cover the cost of accommodation for up to 20 per cent of the total sum insured so if you have to leave your home in the event of a natural disaster, rest assured you’ll be covered.

  • Alternative Accommodation up to £100,000.
    This assists with the cost of moving home, providing much-needed help during what can be a stressful time.
  • Owner's liability - up to £2 million.
    Owners' liability insurance covers legal costs in the event that someone is injured on your property. This includes hospital treatment and ambulance costs claimed by the NHS.
  • Removal of debris up to £50,000.
    This provides reimbursement for any clean-up costs associated with damage to a property, such as rubble caused by a fallen chimney.

What does Buildings Insurance cover?

Buildings insurance covers all parts of the structure at your address, including external buildings like sheds, greenhouses and summer houses. It also protects external features such as swimming pools and tennis courts: more information on the risks covered can be found in your policy documentation.

Buildings are at risk from a range of environmental factors, including severe weather, lightning explosions, fire and subsidence. To find out more about what your home insurance protects you from, view Castle Cover's home insurance policy booklet.

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Home Insurance
Price Promise

Our premiums are
hard to beat, so
if you find cheaper,
equivalent home cover within 3 months (comparing areas such as sums insured, cover limits and policy excess) and you haven't made a claim - we promise to refund the difference. Read full terms and conditions