Buildings insurance

Castle Cover

No admin charges

when you manage your policy online

To get a quote please call:

0800 519 4087

Just the buildings

If you don’t want contents insurance but you do want buildings insurance – we can help. With Castle Cover’s buildings insurance you’ll have a straightforward policy that covers the structure of your building, plus any permanent fixtures and fittings (things like baths, or fitted kitchens) inside it.


  • Protection while you’re away for periods of up to 60 days
  • Access to a 24/7 UK-based marketing-leading claims service* 
  • No administration charges when you manage your policy online
  • External buildings (like sheds, summerhouses, garages) – covered
  • External features (like permanent swimming pools and hard tennis courts) – covered
  • Alternative accommodation costs up to £100,000. T&Cs apply
  • Property owners’ liability, up to £2 million. T&Cs apply
  • Removal of debris, up to £50,000 include building fees. T&Cs apply.


*Household claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service.


Want to find out what else we cover?

Download our full, up to date policy documents here. 

Optional extras

We’ll be here to help you, whether you take out our standard basic policy or decided to add any of our useful options:


Home Emergency cover just £6.54 a month (includes 24% APR)

Home emergencies are far more common than you might think. Repairs can be costly and it can be difficult to find a reliable tradesman. Home Emergency cover can take the stress out of the situation. With just one phone call, a qualified, approved professional will be on the way to get it fixed as an emergency repair or, if it costs no more, a permanent repair.


Some of the benefits:


  • An emergency helpline 24 hours a day, 365 days a year
  • Up to £300 (including VAT) for call out, labour, parts and materials
  • Up to £250 (including VAT) for overnight accommodation, or transport to overnight accommodation if your own property is uninhabitable


0800 519 4087


Legal Expenses Cover for just £2.57 a month (includes 24% APR)

Taking legal advice can be expensive and stressful. Castle Cover Legal Expenses provides access to a range of legal services including up to £50,000 cover for the costs of a solicitor to act for you when pursuing legal matters, legal advice and support in settling the claim.




  • Personal injury to you and members of your family who live with you
  • Property Protection 
  • Tax Investigation
  • Employment Disputes
  • Contract pursuit and defence including the purchase and sale of your home
  • Motor Prosecution Defence
  • Clinical Negligence 



Read More


0800 519 4087


Key Cover for keys that are lost, stolen or broken in the lock for just £1.87 a month (includes 24% APR)

Key Cover provides up to £1,500 (inc. VAT) for reimbursement if your home, vehicle, office or security safe keys are lost or stolen including cover for keys broken in the lock. Simply call the 24 hour emergency helpline and they can arrange assistance from an approved, qualified locksmith. If you are left stranded more than 20 miles from home due to the loss of your vehicle keys, a hire car can even be arranged for you. This cover also includes reprogramming of alarms and immobilisers and lock and key replacements and a £10 reward is paid to anyone who finds and returns your keys – making it more likely that your keys will be returned to you. 


Some of the benefits:


    • 24 hour emergency helpline
    • No excess to pay and your “No Claims Bonus” on your motor policy will not be affected
    • £10 reward is paid to anyone who finds and returns your keys
    • Up to £1,500 (inc. VAT) cover for lost, stolen or broken keys which are attached to the unique key fob

0800 519 4087 


Garden Cover just £3.00 a month (includes 24% APR)

Most buildings and contents insurance policies do not extend to garden fences, or many other features of your garden such as gates, plants, ponds and rockeries that could be very costly to repair if they are damaged. Storms, flooding and falling tree branches can play havoc with garden fences. Our optional Garden Cover will cover up to £750 to give you peace of mind that your garden features are protected from vandalism or the elements.

0800 519 4087

Why choose us?

We believe that insurance should be hassle-free from start-to-finish, with quick quotes and no messing around. Which is why we offer straightforward, pricing and quality cover as standard. It’s insurance as it should be! In addition:


  • We're committed offering you our best price first time. Saving you time and money.
  • We'll make it hassle-free to buy & manage your insurance online.
  • You can manage your policy 24/7 online at a time that suits you.
  • No administration charges when you manage your policy online.
  • Processing a claim is a simple, no fuss experience. You’ll have access to a 24/7 UK-based claims service.


Policy docs

We’d like you to read the Policy Summary in full, and the Policy Wording. But if you have any questions about our buildings insurance policy, we’re always happy to answer them. 


Policy Summary

Policy Wording


Questions about something you’ve read? Call us on 0800 519 4087 or check our frequently asked questions.



We’ll make sure it’s clear what’s excluded before you buy the policy, and we’ll show you what your standard excesses are (or any increased amounts you’ve agreed to pay) in your policy wording or on the policy schedule. General exclusions include:


  • Riot or civil commotion outside the United Kingdom, the Isle of Man or the Channel Islands
  • Loss or damage caused by chewing, scratching, tearing, vomiting or fouling by domestic animals


Download our full, up to date policy documents here. 

To get a buildings insurance quote please call: 0800 519 4087 

Get in touch

0800 519 4087

Customer services
0800 183 35 11

Mon-Fri 8.30-8pm
Sat 8.30-4pm

Make a claim
0345 122 9980