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Compensation culture to face government shake-up

The government has sent out a warning shot to companies that operate on a basis of taking advantage of the "compensation culture" that has developed over the last few years. Action was taken so that the insurance industry and its affiliates can focus on those who deserve it the most, such as those requiring support from fair car or house insurance claims.

Otto Thoresen, director general of the Association of British Insurers (ABI), responded to prime minister David Cameron's call to stamp out the ever-increasing number of personal injury lawyer services, which earn small amounts of money and do not truly benefit the consumers they are working for, despite fighting in their name. Mr Cameron claimed that the government would extend the cap on the amount lawyers can earn from said claims, much to the delight of the ABI chief.

"We have long campaigned for reforms to halt the compensation bandwagon to reduce frivolous claims and excessive legal costs," said Mr Thoresen. "Insurers have a key role to play in helping firms manage health and safety."

He continued: "We have produced guidance for firms that dispels any myths around onerous insurance requirements so that they can manage their risks in a sensible and proportionate way, without the constant fear of being sued. We welcome the opportunity to meet with the government to discuss this important issue."

Published: 19 January 2012, 12:00

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