The 40% discount, which is available to new customers only, consists of a discount for buying a combined building and contents policy and a discount for having 5 years claims free. Smaller discounts apply if you have been claims free between one and four years. Discounts are applied consecutively. Minimum premiums apply. Discounts do not apply to any additional optional cover such as Legal Protection. Castle Cover reserves the right to amend or withdraw these discounts at any time.